How Our Legal Terms Work for You
Our terms cover every part of your account relationship with us — from how you register and verify your identity, to how wallet transactions via DANA, OVO, or GoPay are processed and recorded. When you complete a deposit through GoPay or withdraw to your OVO wallet,
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those transactions are logged against your account and subject to our data retention rules. We do not sell your transaction data or wallet details to third parties. Your account information is stored with encryption, and access is restricted to operational and compliance functions only. Eligibility to
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use hoki678 depends on local law and the region you access from — we do not make legal certainty claims about availability. If you are in Bekasi or anywhere else in Indonesia, access is subject to what local law permits at the time. Our terms can
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be updated; we will notify you via the contact channel on your account when material changes occur. All disputes relating to account actions, wallet transactions, or data handling are handled through our support process first, before any escalation path. If you disagree with how a term
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applies to your account, reach out through our dedicated policy contact so we can review the specific situation with you.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.